With bills mounting up, her credit shot, and an option looming every morning of whether or not to invest her last dollars on meals or on gasoline to make it to work, senior high school technology instructor

went online looking for economic hope.

Search engines led her towards the web site of the ongoing business called MyNextPaycheck. And within seconds, $200 had been deposited into her banking account — a loan that is short-term cushion her until her next payday.

It seemed too good to be real, she told a federal jury month that is last.

It had been. Within months, she had been bankrupt. Continue reading →